• Real Estate loans and Financial performance of Commercial Banks in Kenya

  Onchomba, Molson Samwel; Njeru, Agnes; Memba, Florence (International Journal of Economics, Commerce & Management, 2018)

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  Abstract:

  The main purpose of the study was to determine the influence of real estate loans on financial performance of commercial banks in Kenya and a corresponding hypothesis was formulated and tested. A census of 42 fully operational commercial banks in Kenya was done for a period of ten years from 2006-2015 because of increased loan portfolio, using across-sectional survey design. A questionnaire was used to collect primary data from one key person in the finance/credit department of each bank. Secondary data was collected from audited financial statements and other relevant financial sources using data analysis sheet. Both descriptive and inferential statistics were used. Statistical package for social sciences (SPSS) and STATA version 14 were used to analyze data. Research findings established that real estate loans influence the financial performance of commercial banks. The study findings are supported by the Utilization of modern portfolio theory.

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  http://repository.daystar.ac.ke/xmlui/handle/123456789/3661

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  Real Estate loa ... mercial Banks in Kenya.pdf   (170.4Kb)
• Influence of Personal loans on the Financial Performance of Commercial banks in Kenya

  Onchomba, Molson Samwel; Njeru, Agnes; Memba, Florence (International Journal of Economics, Commerce & Management,, 2018)

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  Abstract:

  The main purpose of the study was to determine the influence of personal loans on financial performance of commercial banks in Kenya and a corresponding hypothesis was formulated and tested. A census of 42 fully operational commercial banks in Kenya was done for a period of ten years from 2006-2015 due to increased loan portfolio, using across-sectional survey design. A questionnaire was used on primary data that involved collecting data from one key person in the finance/credit department of each bank. Secondary data was collected from audited financial statements and other relevant financial sources using data analysis sheet. Both descriptive and inferential statistics were used. Statistical package for social sciences (SPSS) and STATA version 14 were used to analyze data. Research findings established that personal loans influence the financial performance of commercial banks. The study findings are supported by the Utilization of loan pricing theory and Asymmetric information theory.

  URI:

  http://repository.daystar.ac.ke/xmlui/handle/123456789/3660

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  Influence of Pe ... mercial banks in Kenya.pdf   (168.5Kb)
• Effects of Leadership Traits on Firm Performance

  Nyenze, Tracy; Kyongo, Joanes Kaleli (The International Journal Of Business & Management, 2017)

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  Abstract:

  The purpose of the study was to establish the effect of leadership traits on firm performance in Kenya Wildlife Service (KWS) and a corresponding hypothesis was formulated and tested. The study targeted a sample of 98 employees at KWS Headquarters in Nairobi, and 79 of them responded. The study employed a descriptive research design and data was collected using structured questionnaires and analyzed using descriptive and inferential statistics by the help of SPSS version 21. The findings of the research established that leadership traits positively and significantly affects firm performance in Kenya Wildlife Service. The study was anchored on the Contingency theory, Organization system theory and Leadership traits theory. The study recommends further investigation of the study variables in other State Corporations locally and abroad.

  URI:

  http://repository.daystar.ac.ke/xmlui/handle/123456789/3659

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  Effects of Lead ... ts on Firm Performance.pdf   (119.4Kb)
• Strategies employed in the cleaning industry in an effort to attain sustainable competitive advantage

  Muriithi, Samuel Muiruri; Omollo, Judith; Wachira, Muturi (International Journal of Economics, Commerce and Management, United Kingdom, 2016)

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  Abstract:

  The service industry worldwide has seen tremendous growth and is one of the fastest growing sectors both in the developed and developing economies. The growth is attributed to growing demand of clean atmosphere both at the workplace and domestic. Similarly, the demand for good health, safe and cleaner environment has made service businesses to start both in small and large magnitude. To successfully attain competitive advantage and boost growth, cleaning service businesses require the right strategies to be put in place. This paper examined strategies used by the cleaning industry in Kenya by focusing on a leading business in the country. The study targeted 112 managers from the target business and used a census sampling method. A questionnaire was used to collect primary data while a documentary analysis was done to collect secondary data. A pre-testing of the questionnaire was also conducted in order to validate the research instrument content. The findings from the study found that certain competitive strategies, namely professional and efficient service delivery, specialised quality services, cost effectiveness and niching were used to gain competitive advantage while product development, different marketing approaches, innovation and customer relationship managers where used to boost company’s growth. The use of these strategies ensured increased profit margin, customer satisfaction, brand position and sustainable growth. It is hoped that this study contributes significantly to the Kenyan cleaning industry both to new entrants and existing companies in terms of strategies to employ in order to excel in the industry.

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  http://repository.daystar.ac.ke/xmlui/handle/123456789/3658

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  Strategies Empl ... Competitive Advantage.pdf   (244.9Kb)
• The Kenyan banking industry challenges and its sustainability

  Muriithi, Samuel Muiruri; Louw, Lynette (Palgrave MacMillan, 2017)

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  Abstract:

  The banking industry is a major driver of economic development for world economies. By offering different types of services, such as facilitating money transfers between countries and ensuring that savers and borrowers are brought together in well-organised structures, the industry determines countries’ economic development and long-term sustainability. Although critical to world economic stability, the last six decades have seen the industry experience severe financial challenges which have negatively affected economic performance of most countries. The main causes of financial crises have been non-performing loans, political interference, uncertain global financial trends and poor leadership. The Kenyan banking industry is considered the most mature, fastest-growing and largest in East Africa, thereby making it the regional financial leader. The industry has, however, been a victim of both global and domestic financial challenges. Between 1980 and 2000, the country’s financial industry was characterised by major financial upheavals that led to the collapse of many banks, while others were in and out of receivership. The crises were attributed to non-performing loans, weak internal control mechanisms, poor governance and poor leadership. Since the year 2000, the government has instituted tough measures to revive the industry, which have resulted in stability. As such, the industry has experienced positive and encouraging growth, contributing towards making the sector the financial hub of the East Africa region. Despite recent gains, however, the industry still faces challenges of corruption, inability to reach the majority of the rural population, fragmentation and ineffective leadership. This chapter explores the importance of enhancing and strengthening the banking internal control mechanisms and developing sustainability strategies, focusing on business practices and product development geared towards healthy economic, social and environmental activities.

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  http://repository.daystar.ac.ke/xmlui/handle/123456789/3657

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  The Kenyan Bank ... es and Sustainability.docx   (14.30Kb)

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